The lack of financial education has been one of the main reasons for high debt in recent years, especially in Brazil, where we have more than 63 million people in debt, but today we will bring you information that will help you get out of the "snowball".
Glad you came to our website to read our content, here we talk about everything that involves your financial life: credit card, personal finance, loans and much more.
However, we separate 3 practical tips that will certainly help you to have more clarity in the debt processes that many people end up getting involved in. Check all the information now
The first big tip is: find the villain that makes you go into debt
Many people say that the credit card is the great villain of indebtedness, but this rule may not work for everyone, because not every Brazilian citizen has access to a line of credit, so you need to find what makes you indebted( The).
Wouldn't your villain be comsumism? The urge to buy compulsively? Or who knows, maybe your biggest villain would be buying more than you earn, something that is also related to unbridled consumerism.
Second big tip is: organize your financial life, program yourself.
How do you get organized? In a nutshell, this basically means, make a list of real expenses, and expenses that can be left for later. What you cannot advance for later, you simply put as a priority, such as rent, monthly purchase, telephone bill, gas, electricity, internet, etc…
Keep in mind, what are your priorities.
Financial education, final tip:
Don't spend any extra money you've earned, save.
You know that money you expected to receive? Yeah, keep it, don't spend it, all the extra money that comes into your account, don't let it go away at the first compulsive desire to spend it.
The more aware you are of your obligations, the better your financial life will be.
It is necessary to put your life and financial education as a priority, not as something secondary
Anyway, if you want to know more information about this subject, click here and read other exclusive articles that we have prepared for you.
