The market is full of credit card options isn't it? Whether physical or digital, there are so many options that we are often confused which financial operator to believe or make a request.
But don't worry, we made this article to clarify for you what crucial points you should observe when applying for your card with an operator, in addition, you will also have other information on financial education.
I already have my card, but I want another one to have more limit and buy something specific, what should I do? Which should I choose? Calm down, we are here to try to help you with your financial doubts.
The first thing you need to analyze is: Annuity
Does your bank or financial institution offer a card with an annual fee, even if it is small? Do not accept! Because currently there are many operator cards that do not charge you any annuity. Review!
Limit beyond what you can afford
Did the bank give you a limit beyond what you can pay? Rethink too, unless you want to “get crazy” and deeply indebted without worrying about the consequences of interest, dirty name, and many that will come to your name.
However, if this is not your intention, do not cross this limit!
Loyalty program and partnerships
Nowadays most operators offer partnerships with a company, which in turn provides a discount for you. Therefore, take a good look at the partnerships, loyalty, read the contractual fine of any possible benefit, don't do anything on impulse.
Be patient, do comparative research.
We live in a world of digitization, speed, technology, it's silly to sign a contract with a credit card company without doing a "research" beforehand.
Here in our Digital Seguro portal, you will be able to do this quick research on the best cards on the market.
Don't become indebted, make plans for your financial life!
Thanks for the visit!
