You will see below the credit cards with the lowest interest rates on the market, which will probably help you in your choice when contracting with a bank.
It is important to remember that some cards usually say that they do not charge an annuity, however, link the exemption to a minimum expense or for a certain period.
The data are from the Brazilian Consumer Defense Association (Proteste) which made a comparison of credit cards with the lowest interest rates on revolving credit.
After all, why do some companies charge abusive interest? Why? You will be well informed of all this and then some.
Cards with lower interest rates – learn more
In total, more than 100 cards from 16 different financial institutions were analyzed. It is important to remember that interest is charged when the consumer does not pay the full amount of the invoice by the due date.
Discover credit cards with the lowest rates
Find out which credit cards charge after one year of use, which do not charge an annuity and which impose a minimum expense and why. Find out now which are the credit cards with the lowest rates:
- Banco Inter Gold, Platinum and Black: 79.59% of interest per year;
- Itaucard Master Black and Multiplus Visa Infinite: 92.59% of interest per year;
- Ourocard Master Black and Visa Infinite: 105.59% of interest per year;
- Citi Black: 136.32% interest per year;
- Caixa Elo Nanquim, Masterblack and Visa Infinite: 151.82% of interest per year;
- Santander Aadvantage Black: 171.82% of interest per year.
For you to be well informed, it is worth making it clear that the interest rates quoted are those of revolving, why this happens and how to avoid these rates.
Interest rates on annual fee-free cards
But that's not all, another comparison made by Proteste is of credit cards that are exempt from annuity, but have annual interest rates, but we will highlight other points here in this article.
Check the rate for each of them:
The reviews were successful, but some companies didn't like it, find out why by looking.
- Banco Inter (Gold, Platinum Black): 79.59% interest per year;
- Type: 249.47% of interest per year;
- Credicard Zero: 290.52% of interest per year;
- Nubank: 385.16% of interest per year;
- Hipercard: 588.94% of interest per year..
For more information on the best credit cards for you to apply for, Click here, because we have the most up-to-date information on financing.
You can also access serasa's link for more information on the subject.
