For those looking to take out real estate financing, perhaps this period of global health crisis is an opportunity, as many banks are reviewing their policies and their posture in the face of the crisis.
We had already spoken here before about the new measures that the country's major banks were taking, including Banco Bradesco, Banco Santander and Banco do Brasil, and of course, Caixa had already signaled that it would make changes in this sector.
However, many of us had no idea that changes like this would come so quickly and so brutally (in the sense of breaking old collection patterns) as we are seeing. Many people were not counting on this emergency aid of 600 reais that many have already started to receive.
In fact, the new coronavirus pandemic has proven to be more serious than you might think. Deaths are happening, and power structures are being shaken, this is one of the reasons that Caixa has been concerned with adapting to the crisis in the best possible way.
The new measures adopted by the bank are valid from next Monday, April 13, 2020.
New measures for real estate financing
In an official statement, Caixa Econômica Federal announced that new real estate financing contracts closed as of next Monday (13) will have a grace period of six months for payment.
Therefore, during that time, individuals will not need to pay installments. The new measure was highly praised by several sectors, the bank has shown itself to be in favor of the population.
The president of Caixa, Pedro Guimarães, informed via social networks that, for old real estate contracts of individuals, the suspension period of up to 3 months remains for the payment of installments, however, this period can be extended if the crisis gets worse. yet.
Caixa property financing – important considerations
He explained that if there is a stronger crisis, an assessment will be made to extend it to four months, which is the payment suspension period.
But it is worth remembering that to find out more information about the new measures:
The recommendation is to use the channels that are available online, such as internet banking, applications for cell phones, such as “Caixa Housing”, in addition, there are also telephone numbers 3004-1105 and 0800 726 0505. customer can get in touch by calling 0800 726 8068.
Other important measures by Caixa Econômica Federal
Caixa customers can use the account linked to the Severance Indemnity Fund (FGTS) to pay part of the installment.
Caixa also informed that non-defaulting customers or with up to two overdue installments may opt for partial payment of the financing installment, for 90 days;
Another important piece of information regarding these new measures is that customers who build with Caixa financing (individual construction) will be allowed to release up to two installments in advance, without inspection;
Anyway, did you like it? So share, because these measures are very important for those who want or are doing financing to know.
Source: Federal Savings Bank
