How to apply for PicPay Credit Card

O PicPay card owns the debit and credit functions no annual fee launched by Brazilian financial technology company PicPay in the year 2019. The company was founded in 2012 and has been in the hands of Banco Original since 2015. It is committed to becoming its digital wallet and generating 210% from the CDI, where you will find exclusive highlights of the PicPay.

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THE credit function offers discounts on money spent on purchases, and all services and transactions made available by Bank are done online through the application which is available on Android and iPhone (iOS). See how the card PicPay it works.

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PicPay Card

O card is available for use in both debit how much in credit and owns cards gives flag MasterCard, physical and virtual. The product uses contactless technology and can be paid on the spot, without the need to enter the card in the machine.

Your request is issued by the app and to acquire it you must first register a account PicPay and then on the home page of application, click on “Request card”. In the ordering process, some personal information and selfies with ID documents are required to complete the order. Remembering that the occupation credit needs to be reviewed and approved, ok?

You can also use your card digital to make purchases on national and foreign sites. To use it when traveling abroad, you must contact the customer service center to activate the Travel Notice and ensure the safety of your purchases.

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CashBack on PicPay Card

O reimbursement popularly called cashback is available on PicPay, but it only applies to occupation credit and the physical version of credit card, in which it is possible to recover 5% of the value of the purchase made. To do this, you must first register your credit card at Wallet of PicPay.

The deadline for depositing the reimbursement It takes up to 48 hours after the payment is made, but it is usually deposited on the same day of payment. The users of PicPay can receive up to R$50.00 in money in return each month, this limit is updated and renewed on the first of the month.

The promotion is applicable to purchases made with QR Codes at Rede, Cielo and Getnet machines. In addition, institutions registered in the PicPay Companies, PicPay store and sites that accept the services of Bank as a form of payment can also provide the service.

The rules of reimbursement may change, so the company recommends that you always check its official channels to see if there have been any changes to the regulation.

PicPay Card Fees and Fees

O card PicPay it is exempt from monthly and annual fees and has free issuance and reissue, however, some services still have fees and charges. For example, in occupation debit, R$ 6.90 is charged from the second withdrawal and occupation credit, in addition to interest expenses, the withdrawal amount is R$ 9.90. If it is necessary to withdraw values from the occupation credit in international territories, you will need to pay R$20.00.

The fee for making payment of tickets with PicPay credit cards is 2,99% on the amount to be paid. The payment in installments of bank securities is 2,99% on the value of the ticket and another 3,69% on top of the value of each installment.

PicPay credit card

If the customer is unable to pay the total amount of the invoice, he will enter the credit card, where the PicPay card charges an installment of 6,38% of the IOF on the user's account.

services

There are other card options as well. read more.

If you have any further questions, go to the website/application official of PicPay.

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