Today we want to do one more article that will certainly help you who have doubts about the Caixa card. Before you apply for your credit card, it is necessary that you carefully read all the information that we will pass on below.
It is also important to say that we do not partner with any company that releases credit cards here, our main concern is to make you very well informed.
Guys, the new Caixa Simples card brings a lot of news, it is one of the most recent launches by Caixa Econômica Federal in 2019.
It has the same facilities as a conventional credit card.
That is, you can normally use it to make your purchases in physical stores and on the internet, whether here in Brazil or even abroad.
What are the advantages of the Caixa Simples card?
Among its main advantages over other cards out there, we can list:
- zero annuity
- Invoices with payroll deduction
- interest rates
- Without consultation with SPC and Serasa
- home check-up
- Clube Elo Mania Caixa
In addition, you only pay a fee of R$ 15 to issue the card, which can be paid in up to 3 installments directly on the invoice.
Caixa credit card restrictions?
As the Caixa Simples card is payroll-deductible, you must be under 75 years old and have an INSS benefit, such as a pension or retirement.
How to apply for my card?
To apply for your Caixa Simples card, you must go in person to a Caixa Econômica Federal branch.
You need to bring your RG, CPF, proof of residence and benefit statement.
Monthly Income to apply for your card from R$ 1,000 to R$ 6,000
For those with a monthly income between R$ 1,000 and R$ 6,000, there are more options. In addition to being able to contract the cards above (Blue Card and National Card), the following cards are also available: Internacional, Gold, Mais and Único.
O international card it is preferential for people with income above R$ 1,500 and has advantages such as installments without interest and without down payment, installment of domestic airline tickets, but its annuity is R$ 200.
O Gold card and Plus card have a slightly higher annuity, of R$ 310, but have advantages such as installments without interest and without down payment, installment of domestic and international airline tickets, rotating financing system and even participate in the points program.
