Brazil develops a program for debtors

Find out about Brazil developing a program for debtors, see how to participate in the program to get rid of debt.

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Desenrola Brasil is a program that will benefit a large number of Brazilians, all people with an income of up to 20 thousand can participate.

Stay tuned, all families earning up to 2 minimum wages can renegotiate their debts up to the value of R$ 5 thousand.

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However, to participate in this program the person must have been included in the defaulter register between the period from January 1, 2019 to December 31, 2022.

Therefore, the number of people who can be part of the Desenrola Brasil program is very large. Find out all the conditions to be part of the program.

Don't miss this opportunity, Desenrola Brasil develops a program for those in debt.

The Program has two ranges of reach

Firstly, the program will have two ranges of reach, covering a large number of debtors.

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THE track 1 will reach people earning up to 2 minimum wages, that is, R$ 2,640. In addition, people who are part of CadÚnico.

CadÚnico is the Single Registry for Social Programs of the Federal Government. However, for people who are part of this bracket, the debt cannot exceed the value of R$ 5 thousand.

If you fit into this condition, you can benefit from Desenrola Brasil. Don't miss this opportunity to get rid of debt.

For those who have a higher monthly income, that is, up to the value of R$ 20 thousand will be included in the track 2. The interest rate will be different for the two ranges.

What debts are included in Desenrola Brasil?

In principle, it is not just any debt that you can include in the program, debts such as, water, electricity, telephone can be included.

Furthermore, Retail and bank debts can be added to the program. This way, you can still include the loan assigned to the program.

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However, debts with real guarantee relating to rural credit and financing related to property. Therefore, you must meet the above requirements, and your debts must be part of the specifications mentioned here.

How to join the Desenrola program?

Firstly, for people who are included in the track1, the way to join the program is digital. I.e, you must access the digital platform gov.br.

However, only people with silver and gold certificates will be able to trade. Since they will need to choose the financial agent to do so, opt for a payment method.

However, people who are in track 2, that is, they can access it through the digital platform or through the channels indicated by the responsible financial agents.


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Installments cannot exceed 12 installments, there is, however, a condition for band 2. Rural debts that have any guarantee will not be accepted.

Not even if there is equalization of interest by the Union, or some public entity, as well as the contribution of public resources. Furthermore, it cannot have built-in credit risk.

Be part of the program through the digital platform, free yourself from debt-related constraints. And have a calmer 2023 by renegotiating your debts right now.

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