At different times in our life, we don't always have the money to invest in a car paying 100% of its value, either because of the lack of the full amount as just part of the investment.
Know that there are other ways to buy a car, one of these alternatives is the financing, Banco do Brasil has an option to car financing totally digital in which you can do all the procedures through your cell phone.
About Banco do Brasil
Banco do Brasil SA founded in 1808 is a Brazilian financial institution, constituted as a mixed company with the Federal Government's share in 50% of the shares. O Bank of Brazil it has more than 5,000 branches and operates in several areas such as sports, culture, sustainability, ethics and integrity, education and the BB foundation.
How car financing works at Banco do Brasil
To request a financing at Banco do Brasil, the customer just needs to enter the bank's website and download the BB mobile application financing or through Internet Banking, it is also possible to do the simulation, and if you wish, you can request the financing also in both places.
If the proposal is accepted, the customer can digitally sign, then the credit for the purchase of the car will be released.
Conditions for purchasing your vehicle
At Banco do Brasil, the customer finds the best conditions to buy his vehicle, the customer can pay in up to 60 months, finance your car without entry and the 1st installment can be registered for up to 180 days. You have:
- Convenience in being able to hire the financing your car from anywhere, at BB app;
- Flexibility to choose 1 or 2 months a year to not have the installment debited;
- convenience requesting the financing of the vehicle at any time and the installments will be debited from the current account;
- Ease of issuing your approval letter financing through the App and forward it as you prefer: Whatsapp, email, etc.
It is important for the consumer to carry out the necessary prior research to understand the history and security issues of the financial institutions with which they sign a contract or want to strengthen relations.
Interest rate
The interest rates charged by the car financing from Banco do Brasil may vary according to the year of manufacture of the car financed, the entry value and the period of operation. Other costs are involved in the financing operation, such as the IOF (Tax on Financial Operations) and contract registration fee (local Detran). The fees are approximately 0.97% per month or interest rate of 14.84% per year, but may vary according to the financial profile and type of proposal.
O financing undergoes prior analysis, so the client will not necessarily be approved.
services
For more information about the car financing at Banco do Brasil or if in doubt, visit the website of Bank of Brazil or contact us at 4004-0001 / 0800 729 0001, the bank also has inclusive measures and customers with hearing/speech impairments can contact us at 0800 729 0088.
