Function announced in the middle of last year, was finally approved by the Central Bank, and the option is already starting to be available for some users who have updated the Whatsapp to the latest version of app. whatsapp pay It is a feature that many users have been waiting for.
After almost a year, and several requests made by the Central Bank, finally the payment function reached the end user.
was informed by facebook and whatsapp, that this function will not be charged, that is, it's free, and users can start using it now.
With that in mind, today we will show you a tutorial on how to make payments using the whatsapp pay.
Who can send and receive on Whatsapp Pay
To be able to use the new function, the user needs to have the latest version of whatsapp installed on your cell phone, and have a Visa or Mastercard card from banks: Banco do Brasil, Nubank, Sicredi, Woop, Mercado Pago, Next, Banco Inter, Bradesco and Itaú.
Users need to have a brazilian phone number, and the transactions will be carried out, solely and exclusively on the national currency (Real).
People who do not fit the criteria mentioned above will not be able to use the function at that first moment.
How to make payment on Whatsapp
The entire payment procedure using the whatsapp pay, It's quite simple. As simple as sending a photo or video in fact. Check out the step by step below:
- Update the app to the latest version;
- Enter the conversation field with the person you want to message;
- Click on the clip in the right corner of the App (the same icon where you click to send photos and videos);
- A series of options will appear, including the Whatsapp Pay icon;
- The 1st time you use the function, you will be redirected to Facebook Pay, where you will need to include your card details, name printed on the card, card number, validity and security code;
- A PIN code will be generated, this will be your password, it's like a Bank password, and you shouldn't pass this code on to anyone;
- After that, every time you forward a value via whatsapp, the application will ask for this PIN code, so don't forget this number;
- After entering the PIN code, the amount will be sent, and both you and the person who received the money will be able to view this information, as well as the “frames” of images and videos.
Transaction Limits
It was defined by Whatsapp and Facebook (application owner), some limits for using the function whatsapp pay, between them:
- Daily limit of sending up to R$ 1 thousand reais per transaction;
- People can send and receive up to 20 transactions daily;
- Monthly limit of R$ 5 thousand reais, however, banks and fintechs can lower this limit, according to the customer's profile.
services
For more information, or in case of doubt, you can access the official website of Whatsapp. The application is available for Android and IOS, and also has an alternative model called Whatsapp Business.
