Is a credit card without proof of income true? The answer is yes!
In today's business world, this has already become possible. The market has opened up many possibilities.
Look, if you're starting your life financial or working informally, you may encounter some obstacles when purchasing some banking products.
Some information is required, especially credit cards.
However, it is worth highlighting that the information we are providing here is according to official sources.
Depending on the bank you choose, know that it is actually possible to find some card options available on the traditional market.
Each of them has different characteristics and benefits, capable of serving people with different profiles and needs.
If you cannot prove your monthly income, but want to take out a card, we recommend the cards with online banks and not with physical banks.
Although most institutions evaluate the customer during account opening, they do not always request proof of income.
To help you better understand the subject, find out about some card options and find out how to get them.
Becoming an online banking customer
Here are some tips that you should follow:
Soon after becoming a customer of the institution, the user will be able to make deposits regularly, maintaining a constant minimum amount.
It is necessary to understand that the initial limit is not high, as for example, in NUBANK its initial limit is 400 reais.
For those who are going to try to approve a card via traditional means, be aware that bank statements, generally from the last six months, can be accepted as proof of income in several situations and from there it is possible to apply for a credit card.
Depending on your financial history, the bank may or may not grant your Credit Card without proof of income.
Income-free card approval
Regardless of the relationship with the institution, there are some cards that can be easily acquired by people who cannot prove their monthly income.
Some stores that work in partnership with banks offer a card as a payment option to consumers.
These also do not require proof of income to issue the tool.
Final thoughts on credit card approval without proof
Finally, let's give a concrete example, for example, the Saraiva Card.
To hire it, the user must access the institution's website or go to one of the physical stores and fill out the card request proposal.
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