Calculating interest rates for fixed apartment installments will always be a complicated matter for first-time customers, that is, for every Brazilian citizen buying their first property.
Nowadays, the market offers several means, in which they make it easier for you to be able to make this calculation in a safer and more honest way.
In a practical way, we can say that for you to know how much interest you will have to pay, an online simulation is ideal.
Do I have to do this calculation manually?
Currently we have means that make life easier for all of us, so a manual calculation of interest on installments may not be a good idea, since you can do this in real time with online calculator tools.
The main information to calculate the total amount of interest is the value of the asset to be financed, the monthly interest rate and the term of the financing.
Soon after, you need to calculate the financing to find out how much your apartment will cost at the end of the term.
Don't you understand? So let's make it simple for you to understand the logic.
Take a look: in a financing of R$ 100,000, divided into 36 months through Sac with interest of 12% per year, the first installment would be R$ 3,726.66, with interest of R$ 948, and the last of 2,804.14 (R$ 26.36 interest).
Let's leave another example though, now you can use our calculator by clicking herei, or by observing the example of the Calculator on our Digital Seguro portal.
Therefore, dear Digital Seguro readers, now is the time to analyze which one is best suited to your budget. The keyword for the success of your dream now is planning.
Finally, note: SAC. Constant Amortization System, (which is the most used real estate financing system in the market.)