One of the most difficult things for those who want to obtain credit to finance a car or motorcycle is the initial bid that is normally charged by most of the large institutions that carry out this type of negotiation, however, there are some options that may be interesting for you who are looking for this type of transaction.
One of our purposes here at the Digital Seguro portal is to provide all of our followers with quality information regarding the best way to obtain a vehicle, be it a car or even a motorcycle.
Maybe you question: but how to do this in a pandemic period? The answer is not simple, we recognize that there are some barriers that need to be broken for this to become possible, however, we have good news for you Digital readers: it is not impossible at all, and we are going to show you which are the most accessible ways to you to acquire a motorcycle or car in a very practical way, and the best: with the most current rates on the market.
How to get credit without vehicle down payment?
First of all, one of the main criteria is that you don't have your name negative in the credit protection bodies, such as the SPC or Serasa, it seems obvious, doesn't it? Yes it is, but we need to remember here, because many are not aware of this, they forget this important detail.
Okay, my name is clear, everything is in order, do I have a chance of getting credit?
Yes and no! Calm down, let's explain: yes, because it is a positive factor that you do not have your name associated with the protection bodies, however, that is not enough, you need to have a good relationship in the sense of financial transaction with any bank. Mainly with which financial institution you are trying to get credit.
What are the current rates for no down payment financing?
It depends a lot on the type of car or motorcycle you are looking to finance: is it used or new?
What year is the car? What state do you live in? What season do you intend to finance this vehicle? What purpose? These and many other questions can have a lot of influence on the type of rate you're looking for.
What is the best option to find the best interest rates?
The best option for you to find is to search online, or talk to a friend who has already done this type of transaction, and of course, you can read others here on the Digital Seguro portal and clarify your doubts.
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Source: bb financing
Good luck!
