O picpay card has the debit and credit functions no annual fee launched by Brazilian financial technology company PicPay in 2019. The company was founded in 2012 and has been in the hands of Banco Original since 2015. It is committed to becoming your digital wallet and generating CDI 210%, where you will find outstanding functions exclusive to the PicPay.
A credit function offers discounts money spent on purchases, and all services and transactions made available by Bank are done online through the application which is available on Android and iPhone (iOS). see how the card PicPay it works.
picpay card
O card is available for use in both debit how much in credit and owns cards from the flag MasterCard, physical and virtual. The product uses contactless technology and can be paid for instantly, without the need to enter the card in the machine.
Your request is issued by the app and to acquire it you need to first register a account PicPay and then on the home page of application, click on “Order card”. In the application process, some personal information and selfies with identification documents are required to complete the order. Remembering that the function credit needs to be reviewed and approved, ok?
You can also use your card digital to make purchases on national and foreign websites. To use it on trips abroad, you must contact the customer service center to activate the Travel Warning and ensure the security of your purchases.
CashBack on PicPay Card
O reimbursement popularly called CashBack is available on PicPay, but only applies to function credit and the physical version of credit card, in which it is possible to recover 5% of the value of the purchase made. For this, you must first register your credit card at portfolio of PicPay.
The deadline for filing the reimbursement is up to 48 hours after payment is made, but is usually deposited on the same day of payment. The users of PicPay can receive up to R$50.00 in money in return each month, this limit is updated and renewed on the first day of the month.
The promotion is applicable to purchases made with QR Codes at Rede, Cielo and Getnet machines. In addition, institutions registered in the PicPay Companies, PicPay store and sites that accept the services of Bank as a form of payment they can also provide the service.
The rules of reimbursement may change, so the company recommends that you always consult its official channels to find out if there have been any changes to the regulation.
PicPay Card Fees and Fees
O card PicPay it is exempt from monthly and annual fees and has free issuance and re-issuance, however, some services still have fees and tariffs. For example, in function debit, R$ 6.90 is charged from the second withdrawal and in the function credit, in addition to interest expenses, the withdrawal amount is R$ 9.90. If it is necessary to withdraw amounts from the function credit in international territories you will need to pay R$20.00.
The fee for making boleto payments with picpay credit cards is 2,99% over the amount to be paid. Installment of bank securities is 2.99% on the value of the bill and another 3.69% on top of the value of each installment.
If the customer is unable to pay the total amount of the invoice, he will enter the cycle of credit card, where the picpay card charges 6.38% of IOF in installments on the user's account.
services
There are other card options as well. read more.
If you have more questions, go to the website/application officer of PicPay.
