It is natural that in the journey of the citizen, he needs help, whether for catch up on your bills, or else, to see a investment, whether at home or in your business, for the Brazilian population, this need ends up being amplified, either by social problems or by economic problems, present in our country. An alternative is the loan, offered by Financial Institution.
In that sense, the Caixa Econômica Federal, has always been present in the lives of Brazilians, and with that in mind, today we will present the options for loan for you citizen, who needs a help, to regularize your savings.
About Caixa Econômica Federal
O Federal Savings Bank, popularly known as “Box", is financial institution, in the format of a public company, with autonomy in administration and own assets.
Founded in 1861 by Don Pedro ll, in Rio de Janeiro, the bank operates in several areas, (among them the modalities of loan), counting on thousands of agencies scattered across the country.
Caixa Personal Credit
One of the loan options offered by Caixa Econômica Federal, and the personal credit, within this modality, the Box offers a series of alternatives, for you to get a loan.
- Anticipation of 13th Salary
It's a simple way to get it and also to pay it off, in this option the amount of the credit goes straight into your personal account, for you to use as you wish.
- Anticipation of FGTS Birthday Withdrawal
This credit is in fashion, widely publicized by the media and the federal government, those opting for the FGTS Anniversary Withdrawal receive a portion of the FGTS balance on their birthday (provided they choose to participate in the program).
- Personal credit
You have practicality when taking out this personal loan, in addition to being able to choose the best option that fits you, and you still have a lot of flexibility when paying off your loan.
Cash Payroll Loan
O Payroll loans from the Caixa Econômica Federal, is aimed at employees of companies and bodies associated with the bank, and is also available to INSS retirees and pensioners.
There are a number of advantages when taking out the payroll loan from Box, between them, convenience, agility, security and control.
To hire, it is worth mentioning that you will not even need a guarantor, which loan it is deducted directly from your payroll if you receive your salary from the bank. Even if you receive wage for the Box, has even more advantages, and even lower interest rates.
Within the website of Box, it is possible to perform a simulation, where you will already be able to check terms and interest of possible hiring.
Interest rate
To the cash interest rates, are variable, and depend on the customer's profile, and also on the type of loan contracted.
However, we can say that Caixa's lowest interest rates are around 0.94% per month.
It is worth mentioning that the request for loan, undergoes a certain review, so the client may not be approved.
services
In case of doubt, for more information, or to hire a loan with the Box, go to the website of Caixa Econômica Federal. Do not provide your personal data on websites or social networks, talk directly to official channels of the Box.
