Financing Banco BV: everything you need to make the right choice

A B.V. is the retail brand of BV bank, whose shareholders are Banco do Brasil and Votorantim SA

O BV Bank, old Votorantim Bank, is the 5th largest private bank in the country. This giant is the result of a strategic partnership between Banco do Brasil (BB) and Votorantim SA (VSA).

Its operations are conducted through a group of controlled institutions, including BV Financeira, BV Leasing, Votorantim Corretora, and Votorantim Asset Management.

The company was founded in 1988 and began its activities in the vehicle financing segment. It is currently one of the leaders in the used vehicle sector and has been increasing its market share. Also offering a series of solutions in:

• credit card;
• personal credit;
• credit with vehicle or property as collateral;
• consigned;
• financing for solar energy installation;
• and student financing.

BV Vehicle Financing

Interest rate it can vary between 0.76% and 3.08% (per month).

Choice options

You can finance new or used vehicles, in stores or with the owner.

Fixed and monthly installments

The installments are fixed and defined in the simulation. This way you have more security and know exactly how much you will pay.

• 01 Financing request
  You request financing at the BV partner store where you buy your vehicle. But if you are buying directly from the owner, ask for financing at a BV Store or here. We will help you with the details of your new vehicle: down payment, installment amount, interest rate and term. Check the Total Effective Cost at General conditions. Simulate now.

• 02 Credit Analysis
  After sending the proposal and presenting the documents, we analyze whether the financing is in accordance with your financial conditions. View the documentation needed to finance a vehicle from a store or owner. See the necessary documentation.

  03 Signature
  With the conditions approved, you sign the contract on the spot, directly with the Vehicle Store or BV Store.

• 04 Credit release
  Once all steps are completed, the credit is released to the seller, who delivers the vehicle and you begin paying the installments.

• to view the table in force as of 02/26/2018, access.
• obtain information about the tax cost under Law No. 12,741/12, accessing.
• For information about CET, access.

Required documentation

BV vehicle financing

For credit analysis

• ID and CPF or CNH;
• Proof of income;
• Proof of address;

To release credit

• Vehicle documents being DUT for used;
• Invoice or billing declaration for OKM.

BV Personal Credit

For credit analysis

• ID and CPF or CNH;
• Proof of income;
• Proof of address;

Note¹: for payment via debit account, minimum 1 year of account for salaried employees and 2 years for self-employed people.

Documents to prove account tenure

• 2 Bank statements, one older and the other recent;
• Check sheet;
• Bank card showing the length of the account and 2 proof of income, one with the current date and the other from 1 year ago.

Note²: to pay via checks, take the necessary number of check sheets according to the term of the operation.

Credit with Property under BV Guarantee

• see the list.

Credit with Vehicle under BV Guarantee

For Credit analysis:

• ID and CPF or CNH;
• Proof of income;
• Proof of address;
• Vehicle Documents (DUT);

Private Consignee BV

For Credit analysis:

• ID and CPF or CNH;
• Proof of income (within 60 days).
  Not including vacation and/or 13th salary. (For these situations, send the pay slip before or after the vacation and/or 13th salary.
• To prove your length of service (if the information is not included on the payslip), you will need to copy one of the following items: badge (within validity), CTPS or Registration Form.

INSS BV consigned

For Credit analysis:

• ID and CPF or CNH;
• Latest Benefit Credit Details;
• Proof of address;

Consignado Público BV

For Credit analysis:

• ID and CPF or CNH;
• Copy of proof of income and/or issued online (SIAPNET) / Caixa Terminal
• Electronic within 60 days;
• Proof of address;

To log into your BV account, access.

Clear all doubts about your bills, access.

If what you want is simulation, access.

before hiring

Before making any final decision, it is worth finding out about all the details of each of the hires. Understand the conditions of the bank and existing alternatives. As well as gaining clarity on whether this is really the best time to do so.

Here at Digital Seguro we have a wide variety of articles and news that range from everyday events to extensive and dense content, whose objective is precisely to keep you provided with all the information necessary for you to make the best decision for your situation. specific. For more on financing.

our page financing and loan simulation.

BV service