At different times in our lives, we don't always have the money to invest in a car paying 100% of its value, either due to lack of the full amount or just part of the investment.
Know that there are other ways to buy a car, one of these alternatives is the financing, Banco do Brasil has an option to car financing completely digital in which you can carry out all procedures using your cell phone.
About Banco do Brasil
Banco do Brasil SA Founded in 1808, it is a Brazilian financial institution, constituted as a mixed company with the participation of the Federal Government in 50% of the shares. O Bank of Brazil it has more than 5 thousand agencies and operates in several areas such as sport, culture, sustainability, ethics and integrity, education and the BB foundation.
How car financing works at Banco do Brasil
To request a financing At Banco do Brasil, the customer simply goes to the bank's website and downloads the BB mobile app financing or through Internet Banking, it is also possible to do the simulation, and if you wish, you can request the financing also in both places.
If the proposal is accepted, the customer can sign digitally, then credit will be released to purchase the car.
Conditions for purchasing your vehicle
At Banco do Brasil the customer can find the best conditions to buy their vehicle, the customer can pay in up to 60 months, finance your car without a down payment and the 1st installment can be registered for up to 180 days. You have:
- Practicality when being able to hire the financing of your car from anywhere, at BB App;
- Flexibility to choose 1 or 2 months per year to not have the installment debited;
- Convenience by requesting the financing of the vehicle at any time and the installments will be debited from your current account;
- Ease of issuing your approval letter from the financing via the App and send it however you prefer: Whatsapp, email, etc.
It is important that consumers carry out prior research to understand the history and security issues of financial institutions with whom they sign a contract or want to strengthen relations.
Interest rate
The interest rates charged by the car financing from Banco do Brasil may vary according to the year of manufacture of the car financed, the entry value and the operating period. Other costs are involved in the financing operation, such as the IOF (Financial Operations Tax) and contract registration fee (local DMV). The rates are approximately 0.97% per month or an interest rate of 14.84% per year, but may vary according to the financial profile and type of proposal.
O financing It undergoes prior analysis, so the client will not necessarily be approved.
services
For more information about the car financing at Banco do Brasil or if you have any questions, visit the Bank of Brazil or contact us by calling 4004-0001 / 0800 729 0001, the bank also has inclusive measures and customers with hearing/speech impairments can get in touch by calling 0800 729 0088.
