Do you know him Fiat vehicle financing? If you want to fulfill your dream of purchasing a new or pre-owned Fiat car, but don't have the full amount to make the investment, then asking for financing is the best option for you.
Through it it is possible to finance up to 100% of the vehicle's value. But of course, this will depend on the model you want, your monthly income and the approval of a credit analysis, which is usually carried out at the time you request financing.
The important thing is to always understand how interest rates work and what the financing options are. Furthermore, it is good to always understand what advantages you have when financing with an institution.
Want to know more about this topic? So continue reading this post for more information on how to finance your Fiat vehicle.
How does vehicle financing at Fiat work?
If you want to understand how the Fiat vehicle financing, you need to know that the conditions offered by him are the best on the market.
Banco Fiat is in fact able to provide one of the lowest interest rates on financing installments. Also know that your plans still include Leasing and the CDC.
These types of credit can be used both to purchase Fiat brand vehicles and those from other brands as well.
Therefore, before requesting financing, it is important to keep in mind the model and brand of vehicle you want, so that you can go to an authorized Bank dealership and begin the financing process. Fiat vehicle financing.
CDC (Direct Consumer Credit)
Also know that vehicle financing, when carried out by Banco Fiat, ends up working in the following way: you can request it through the CDC (Direct Consumer Credit) and you can also do it through Leasing.
Also know that through Fiat Bank you can have the CDC and with it you have plans of up to 60 months to be able to pay, and within the financing there is an IOF charge.
Also understand that financing of this type can actually require that this vehicle actually be sold to the bank until you simply end this contract and finally get your debt paid off.
This is a normal procedure carried out by financial institutions to carry out long-term financing.
Leasing
Leasing is another financing option that will help you acquire the vehicle of your dreams once and for all. Unlike CDC, in Leasing the car is leased and under the legal ownership of Banco Fiat.
With this modality, you have the opportunity to take advantage of plans with extended payment terms between 24 and 72 months, without IOF being charged. As a result, the value of the installments is usually lower than that of the CDC.
Know then that for this reason, currently, Leasing really has a wide acceptance of use in Brazil. But remember that it's a good idea to be able to make it very clear that your vehicle is still owned by the bank until you can actually pay off this financing.
What are the main advantages of financing your Fiat vehicle?
When opting for Fiat vehicle financing At the manufacturer's bank you will have access to some excellent advantages. This is because this financing has different conditions and the best rates, negotiated in a personalized way for each condition.
This way, you can enjoy excellent savings when you choose Fiat financing plans, available at this automaker's dealership.
Do you want to know more about the advantages of financing? Check out what they are below:
Combined Plan
The Combined Plan, for example, can always be a good option, especially if you want to opt for a smaller down payment and for the installments to come with lower interest rates.
Understand that this is clearly a facility that only Banco Fiat is capable of providing you and this all occurs through factory promotional plans.
So what happens is that you can choose the best term, you can reduce the value of your down payment, reduce the value of the installments and finally the value of the fees.
Convenience Kit
And one of the biggest advantages that makes your life even easier and more peaceful is that you can then also request your Convenience Kit.
Know that this is an advantage option where you simply choose how you can end up paying your payment card or by automatic debit from your account so that you have greater security and convenience.
Leave the car on time
When making your Fiat vehicle financing you can leave the dealership with the car right away. That's right, this is one of the only manufacturers that offers this exclusive condition.
The best thing is that the established installments are personalized according to your income and according to the budget you have. This makes it easier to have a car and pay an amount that really fits into your pocket.
Flexible payment terms
This can get even better when you offer a high initial down payment. Understand that if you make a good down payment on your car financing, it can help you significantly reduce the interest rate, in addition to the fact that the installments are much smaller, thus fitting into your pocket.
Also know that in addition, you will simply be able to advance the payment of installments more and more, and this is excellent because it can simply help you more and more after all, you can finish this financing more and more.
But if you don't have this initial amount, there is still a chance you can check the option of financing your car for up to 100% of the total value.
Now that you know what the main conditions of Fiat vehicle financing, the ideal is to contact the dealership closest to you.
