If you want buy a car, but you don't have the money to invest in your goal, know that there are options for you to achieve your dream, one of them is finance a car, through which the customer already uses the vehicle while paying the financial company in easy installments.
With that in mind, today we'll talk a little about the financing from Caixa Econômica Federal, the company offers a good service fulfilling the dream of thousands of Brazilians, either to conquer the first car, like to just trade in a newer model.
Getting to know Caixa Econômica Federal
First, let's get to know the company, the Box is an institution, in the form of a bank as a public company, founded in 1861 by Don Pedro ll, the company has its own assets and administrative autonomy, headquartered in Brasilia, the Box has branches all over Brazil, and offers financial services of the most varied segments to the entire population, one of these services is the car financing.
It is up to the client to research and get to know better the proposals of the company with whom he wants to work and strengthen ties.
Advantages of financing a car with Caixa
First of all, working with the Box, can you buy that one car that you want so much, and still find great conditions, special and personalized to the customer. Plus, with the best rates on the market.
First, the client simulates, compares the installments. And only then will the financing be contracted, with the Box, you finances up to 80% of the vehicle. It is important to mention that the interest rate is pre-fixed, and on top of that, Caixa does not charge additional fees. The box has a model called Aporte Auto, in this project, your paid car can be worth up to 70% of the value of the desired vehicle, with different conditions for you.
How to finance a car through Caixa
Continuing, Caixa's credit has a pre-fixed rate and there is the possibility that the customer finance car or motorcycle. Both new and used vehicles, cars can also be national or imported. O financing it can reach up to 80% of the value of the vehicle, depending on the year of manufacture and your relationship with the Caixa bank. The deadline for paying the financing is up to 60 months. There are special conditions for the consumer who amortizes or settles the outstanding balance.
In this sense, to finance your vehicle you must follow some steps, the first procedure is to find out about the product. Go to an agency, there you can clear all your doubts. Next, check the necessary documentation and take it to the agency to file the car finance. Finally, Caixa will analyze all the documentation, if everything is correct and meeting the specifications. Caixa will define the amount, and establish the period of how many months you will have payment.
In conclusion, the proposal will undergo a prior analysis by the bank, due to this, the customer will not necessarily have approved credit.
Interest rate
Therefore, the interest rate definitely varies according to the term, profile and proposal of each client. Therefore it is not possible to set a specific interest rate. However, rates are pre-fixed from 1,49% per month.
services
If you have any doubts, please contact us at 0800 726 0101. You can also visit the Caixa Econômica Federal.
