In the current times in which we are experiencing a crisis caused by the advent of covid-19, many Brazilian families are experiencing difficulties, to get through these difficult times and bring their livelihood to the table at home. In this sense, the government organized and made available some measures in an attempt to help the Brazilian citizen, among these alternatives, is the FGTS withdrawal where the worker you can withdraw a percentage, in active and inactive funds.
In this sense, the option of anticipate up to 3 withdrawal installments FGTS birthday, is a great option, for you to get reorganize your financial life.
By the way, like anticipation, comes from own FGTS fund, the level of default is very low, therefore, this anticipation is available even for people who have a low score, are negative or have a dirty name.
With that in mind, today we bring you a tutorial on how to request this advance, very fast and simple way, by cell phone.
FGTS Anniversary Withdrawal
Before starting, it will be necessary to understand, how much the citizen receive FGTS withdrawal. As already mentioned above, the citizen will be able to withdraw part of the FGTS fund. In this sense, the Brazilian worker will be able to withdraw a variable amount, according to the available value in the respective FGTS account.
To explain better, in the proportional format, the greater the amount of the Severance Indemnity Fund account, the lower the withdrawal percentage.
See the table below as an example:
| Up to R$ 500.00 | 50% | – |
| From R$ 500.01 to R$ 1,000.00 | 40% | R$50 |
| From R$ 1,000.01 to R$ 5,000.00 | 30% | R$150 |
| R$ 5,000.01 to R$ 10,000.00 | 20% | R$650 |
| R$ 10,000.01 to R$ 15,000.00 | 15% | R$1.150 |
| R$ 15,000.01 to R$ 20,000.00 | 10% | R$1.900 |
| Above 20,000.01 | 5% | R$2.900 |
There is a calendar FGTS birthday withdrawal, and those who do not request it in advance can still choose to receive the allowance as provided for on the following dates:
| Birthday month | Start of payment | Deadline for withdrawal |
| January | january 4th | March 31 |
| February | 1st of february | April 30th |
| March | March 1st | may 31st |
| April | april 1st | June 30 |
| May | May 3 | July 31 |
| June | 1st of june | August, 31 |
| July | 1st of july | September 30th |
| August | August 2 | October 31st |
| September | 1st of september | 30th of November |
| October | October 1st | December 31th |
| November | November 1st | January 31, 2022 |
| December | december 1st | February 28, 2022 |
It is worth mentioning that for both cases (advance or participate in the birthday withdrawal), you will need to apply. The process is quite simple, and can be done by mobile app itself.
FGTS Anticipation Criteria?
O credit which will be made available through anticipation, comes in accordance with the possibility of redemption values that the Brazilian worker has, in an accumulated amount during the 3 years of the FGTS fund. According to the information, the participating worker can withdraw at least R$ 2 thousand reais.
Be aware, however, before making the request, that this process charges some interest rates: Below we list the conditions:
- Interest of 0.99% per month.
- Annual accrued interest of 12,54%.
- Minimum value of R$ 2 thousand reais.
- Possibility of anticipation up to 3 years.
It is important to say that the interest rates imposed by Caixa Econômica Federal, are among the lower, compared to personal credit. It is even possible for those who have a negative name.
Request Anticipation of the Anniversary Withdrawal
to apply for anticipation of FGTS withdrawal, just carry out the procedure online, through the Internet Banking or from FGTS application.
That way you avoid agglomerations, requesting from the comfort of your home.
