Talking about credit cards to those earning the minimum wage is always a challenge, but never an impossibility, it is necessary to understand that everyone who keeps their accounts up to date, that is, does not have a dirty name and has a good relationship with trust with a bank, whether public or private, there is a great possibility of having an approved credit card.
The good news is that if you have a clean name, you don't necessarily need to apply for your credit card at conventional banks, the new technologies that are in operation have allowed this to be done from home, from a cell phone or a notebook, and in this post we'll talk a little bit about it.
Before, we recommend the complementary reading of the articles below that will give you a bigger picture of what it really is to have a credit card and how to apply, read below:
Credit Card for College Students
Loan for those with low income, see how to do it
How to apply for a credit card even without having a high income or being a salaryman. This is really the doubt of many people who want to stay active in the market. If you have read the previous articles in which we have precisely indicated the main details, what remains here are small doubts regarding your credit card application even if you have a low income. Let's go, we will answer some crucial questions:
Can every wage earner get a credit card?
It depends. Because? Because each bank has its particularities to release a credit card, in traditional banks you will be required to be faithful to the bank, that is, financial transactions in the last 12 months.
What interest is charged
For those who are retired, pensioners or civil servants and apply for a credit card at their public bank, the interest is lower, for those who are not, they are higher.
What is the limit released on a credit card requested over the internet and which bank can I apply for?
Usually the limit is around 400 reais, if you are applying for a credit card online through Nubank. Other banks may vary. Everything is done through the app.
Have more questions? Then leave your question in the comments and we will continue to answer.
