Unfortunately, folks, you can't escape interest from financial institutions or banks, what you can do is choose the credit operator with the lowest collection rate. For example, it is known that the Bank's main focus in relation to personal credit is loans for retirees and pensioners, and exclusive financing for people with few conditions for personal loans.
Personal loans from banks have lower rates, but you need to have a business relationship with them. Financing and Investment has changed the way people borrow, due to the large facets. The large transactions of the banks began in 1990, which began to operate with a bank in its particularities, from then on it began to operate with credit and commercial portfolios, financing and investment in general, then it became a private bank and a public bank.
The Bank's focus is on financing and consumer credit exclusively for people from classes B, C, D, and E. In its portfolio we find several products and services such as: direct consumer credit, personal credit, payroll deductible credit, personal loans, credit cards, vehicle, real estate and individual insurance and much more, car leasing and consortium, real estate, electronics and household appliances, are offered at more than 203 service points, it is possible to find a bank store in all the capitals and main cities of Brazil, in addition to having more than 28,000 commercial partners such as: dealership stores, passenger vehicle, truck and motorcycle dealerships.
Banks usually have a complete line of credit, in stores and partners you can find:
How to make Personal Credit and Personal Loan?
The “Personal Credit” or “Personal Loan” is possible to get money without bureaucracy and very quickly, this credit operation does not require a guarantor and you have a loan to do whatever you want, In addition to being extremely easy to apply for Personal Credit. And for that, it is not necessary to be an account holder at the Bank and can be hired in up to 36 months to pay.
Another excellent type of personal credit, allows refinancing up to 90% of the value of the vehicle. If you are in need of money this is an excellent opportunity to get cash in hand without having to dispose of your car. The rates are exclusive and the best in the market, the financing payment can be made in up to 60 months.
Payroll Loans, the main focus of banks, as mentioned above.
Credit for INSS retirees and pensioners, civil servants and military personnel in the armed forces can take out Payroll Loan with payroll deduction, it also releases credit for private companies. Rates are the lowest in the market with a variety of payment plans for no consultation loans. The personal loan with payroll deduction can be made in up to 60 installments to pay
Financing your home
Loan financing is now done with the intermediation of Brazilian Mortgages real estate financing indicated by BM SUA CASA, the credit is intended for both individuals and companies, it is a personal line of credit with real estate guarantee. It can also be used for commercial purposes, a short-term alternative with working capital, it can be an excellent means for microentrepreneurs and small business owners who want to exchange debts with higher interest rates.
See the main Financing conditions in most banks in Brazil:
– Minimum loan amount – R$ 30 thousand and maximum of R$ 1,500 million;
– Release of up to 80% from the value of Commercial and Residential properties.
– Maximum payment period – 30 years.
– Property given as collateral – is accepted commercial or residential and without any other mortgage, it will be sold to Brazilian Mortgages.
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