Vehicle financing credit can sometimes be a big headache for many people who have not yet acquired their own car, often not approved due to negative feedback from the SPC or Serasa.
Owning a vehicle, be it a car or a motorcycle, continues to be one of the most desired goals among Brazilians looking for better mobility between large capitals. Whether to take off for studies or for work.
Today we are going to talk about which banks you can find more affordable credit for you to request a financing analysis.
Vehicle Financing Credit – learn more
The first thing you need to know before requesting a credit analysis is: to know what your score is.
Knowing the score is extremely good for financing. In fact, we regret to inform you, but in practice there is no specific credit score that guarantees your approval for vehicle financing. This is because it depends on each financial institution and other aspects that can be analyzed.
However, scores above 750 points are considered excellent grades and may end up having a greater chance of having funding approved more quickly.
However, if you have already had a negative history with a bank, or with a financial institution, or even delayed or waited for the statute of limitations, this could end up harming you.
Next, we will present the banks that have the lowest financing rates you need to buy your car or motorcycle
- Banco Juros (%) am Financing term
- Itaú From 0.89% 24 to 48 months
- Bradesco From 0.89% Up to 60 months
- BB From 0.93% Up to 60 months
- Santander From 0.95% Approximately 60 months.
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