If you are looking for a personal loan and still don't know which bank to choose, know that there are options from public banks that may be interesting for you, however, it is not so simple, read our information below.
And it is possible that we chose today to talk about the personal loan from Caixa, what are the main rules and whether those who have a savings account can make this type of financial transaction.
However, it is necessary to remember that here on our portal you will find absolutely everything you need to know about the financial market, planning, credit card and much more.
About the savings account loan, we can say that unfortunately it is not possible to use a savings account to take a loan from Caixa, for example, to have a checkbook. Also, in this type of bank account there is no overdraft limit. Therefore, This means that it is only possible if you use the maximum balance existing in the account.
However, it is important to say that Personal Credit or personal loan is indicated for those seeking money without the need to prove its purpose. 🇧🇷
One of the advantages of Personal Credit is the simple and quick contracting, with payment in installments that fit in your pocket, through automatic debit, bank slip or post-dated check.
How to get personal loan online?
It's not that difficult, but it's not easy either. We recommend that you simulate a loan. Another very valid thing: evaluate loans with the lowest CET (Total Effective Cost)
Choose the payment method (number of installments;
Send the documents to the chosen bank or finance company;
Wait for the credit analysis, and verify your account.
After all, what do you need to take out a personal loan at the cashier?
This part here is not so bureaucratic anymore, what you need is basically the mandatory data for any financial transaction:
The documents required to make a loan at Caixa are.
CPF.
ID
Proof of address.
Proof of income.
Is it possible to do a simulation online? Yes it is possible, access now the official website of Caixa and make your simulation.
Good luck!
