Payroll loan with FGTS guarantee has important updates, according to new Caixa rules, check below all the rules to make this possible.
Workers who opt for the FGTS birthday withdrawal will be able to use the redemption amount as collateral for the payroll loan.
This new modality of lower personal credit interest., in addition, the federal government is finalizing the regulation of this type of loan, with the annual FGTS withdrawals as guarantee.
Loan with FGTS Guarantee – understand more about it.
As announced by Caixa, the measure was already provided for in the FGTS birthday withdrawal law, created in 2019 and which allows workers to annually withdraw a portion of their Guarantee Fund, according to the month in which they were born. In April, it will be possible to make the first withdrawals.
The regulation of this amount as a guarantee for payroll loans will need to be approved by the FGTS Board of Trustees, a body that brings together government representatives, employers and workers.
The measure was already provided for in the FGTS birthday withdrawal law, created in 2019 and which allows the worker to annually withdraw a part of his Guarantee Fund, according to the month in which he was born. In April, it will be possible to make the first withdrawals.
The regulation of this amount as a guarantee of the payroll loan will need to be approved by the Board of Trustees of the FGTS, an organ
Do you still have doubts about the loan as a guarantee of the FGTS? You can access Caixa's official website, or you can also leave your comment below and we will respond as soon as possible.
According to the G1 portal, the federal government still expects R$ 150 billion in financing to be granted in this modality over the next two years. But is it worth taking this credit with the FGTS?
You have to do some personal calculations and put it on the scale
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