In times of a pandemic, several Brazilians are going through financial difficulties, either to run your micro business, or to manage to cover your personal finances or familiar, or else to have an initial value to start some investment or undertaking, an option is the famous personal loan.
In that sense, if you are in need of money, you may have already seen that there are a number of options on the internet. Among them, we have the traditional Bank of Brazil, which currently has some options for personal loan, which even allows the hiring of loan, for the own website, or Bank of Brazil application.
With that in mind, today we are going to present how you can request to hire the bank loan.
Getting to know Banco do Brasil
O Bank of Brazil, is a financial institution, traditional in Brazil, composed of a mixed capital company, where the Federal Government has 59% of the shares, being the majority owner of Bank.
Founded in 1808 by João IV of Portugal, the Bank of Brazil operates on several fronts, including the personal loan, with more than 5,000 branches throughout Brazil.
With the advent of the pandemic caused by covid-19, the bank offers options for loan contracting, remotely, from the comfort of your home, using the cell phone.
Personal Loan Options
As mentioned above, due to the pandemic, the Bank of Brazil is providing a Credit line, call of Consumer Direct Credit – CDC, this option offers a period of differentiated deficiency to Brazilian citizens.
BB Salary Credit: a minimum period of 60 days and a maximum of 180 days, for you to make the payment, or even skip an installment in 2 months.
BB Automatic Credit: 60-day period to pay the 1st installment or skip the installment for up to 2 months.
BB Payroll Loan: Period of up to 6 months to make the payment, according to the conditions of each member.
In case you already have hired some loan, will get renew the loan with the same deadlines mentioned above.
How to take out a personal loan
Can you hire the personal loan, by itself cell, without leaving home, this was a way created by Bank of Brazil, to save and protect the Brazilian population, in accordance with social isolation policies.
To hire, simply access the digital channels, you can choose either BB app, or the Internet self-service.
In case of access by BB app, go to the loans menu, choice payroll loan - personal, select the option hire and renew your credit. In the case of access by internet self-service, access the menu loan, and choose renewal from loans.
Interest rate
The interest rate of Banco do Brasil is variable, and depends on the profile and request of each user, the interest rate can vary from 0.85% per month to 2.99% per month.
It is worth remembering that the request will undergo a prior analysis, therefore, the credit will not necessarily be approved.
services
In case of doubt, or for more information, visit the website of the Bank of Brazil.
