Financing Banco BV: everything you need to make the right choice

THE BV is the retail brand of BV bank, whose shareholders are Banco do Brasil and Votorantim SA

O BV Bank, old one Banco Votorantim, is the 5th largest private bank in the country. This giant is the result of a strategic partnership between Banco do Brasil (BB) and Votorantim SA (VSA).

Its operations are conducted through a group of controlled institutions, including BV Financeira, BV Leasing, Votorantim Corretora, and Votorantim Asset Management.

The company was founded in 1988 and started its activities in the vehicle financing segment. Currently, it is one of the leaders in the used vehicle sector and has been increasing its market share. Also offering a series of solutions in:

• credit card;
• personal credit;
• credit with vehicle or property as collateral;
• consigned;
• financing for installation of solar energy;
• and student funding.

BV Vehicle Financing

Interest rate can vary between 0.76% and 3.08% (per month).

choice options

You can finance new or used vehicles, in stores or with owner.

Fixed and monthly installments

The plots are fixed and defined in the simulation. That way you have more security and you know exactly how much you will pay.

• 01 Financing request
  You ask for financing at the BV partner store where you are going to buy your vehicle. But if you are going to buy directly from the owner, ask for financing at a BV store or here. We will help you with the details of your new vehicle: down payment, installment amount, interest rate and term. Check the Total Effective Cost at General conditions. Simulate now.

• 02 Credit Analysis
  After submitting the proposal and submitting the documents, we analyze whether the financing is in line with your financial conditions. View the documentation needed to finance a store's or an owner's vehicle. See required documentation.

  03 Signature
  With the conditions approved, you sign the contract on the spot, directly with Loja de Veículos or Loja BV.

• 04 Credit release
  Once all the steps are completed, the credit is released to the seller, who delivers the vehicle and you start paying the installments.

• to view the current table as of 02/26/2018, access.
• obtain information on the tax cost pursuant to Law No. 12,741/12, accessing.
• For information about the CET, access.

Documentation required

BV vehicle financing

For credit analysis

• RG and CPF or CNH;
• Proof of income;
• Proof of address;

To release the credit

• Vehicle documents being DUT for used;
• Invoice or billing statement for OKM.

BV Personal Credit

For credit analysis

• RG and CPF or CNH;
• Proof of income;
• Proof of address;

Note¹: for payment via debit account, minimum 1 year of account for salaried employees and 2 years for self-employed.

Documents for proof of account time

• 2 Bank statements, one older and one more recent;
• Check sheet;
• Bank card showing the time of account and 2 proof of income, one with a current date and the other 1 year ago.

Obs²: for payment via checks, take the necessary amount of check sheets according to the operation term.

Credit with Property in Collateral BV

• see the list.

Credit with BV Warranty Vehicle

For credit analysis:

• RG and CPF or CNH;
• Proof of Income;
• Proof of address;
• Vehicle Documents (DUT);

Private Payroll BV

For credit analysis:

• RG and CPF or CNH;
• Proof of income (within 60 days).
  Not with vacation and/or 13th salary. (For these situations, send the payslip before or after vacation and/or 13th salary.
• To prove the length of service (if the information is not included in the payslip) it is necessary to copy one of the following items: badge (within validity), CTPS or Registration Form.

Consigned INSS BV

For credit analysis:

• RG and CPF or CNH;
• Last Benefit Credit Detail;
• Proof of address;

Public Payroll BV

For credit analysis:

• RG and CPF or CNH;
• Copy of proof of income and/or issued over the internet (SIAPNET)/Terminal Caixa
• Electronic within 60 days;
• Proof of address;

To log into your BV account, access.

Clear all doubts about your tickets, access.

If what you want is simulation, access.

before hiring

Before any final decision, it is valid to inform yourself about all the details of each of the contracts. Understand the bank's conditions and existing alternatives. As well as gaining clarity if this is really the best time for it.

Here at Digital Seguro we have a wide variety of articles and news covering everything from everyday events to extensive and dense content, whose objective is precisely to keep you provided with all the necessary information for you to make the best decision for your situation. specific. For more about financing.

our page financing and loan simulation.

BV service