Do you know him Fiat vehicle financing🇧🇷 If you want to fulfill the dream of acquiring a new or used Fiat car, but you don't have the full amount to make the investment, then asking for financing is the best option for you.
Through it it is possible to finance up to 100% of the vehicle's value. But of course, this will depend on the model you want, your monthly income and the approval of a credit analysis that is usually done at the time you apply for financing.
The important thing is to always understand how interest works and what are the financing options, in addition to everything it is good to always understand what are the advantages you have when financing with an institution.
Want to know more about this topic? So keep reading this post for more information on how to finance your Fiat vehicle.
Vehicle financing at Fiat how does it work?
If you want to understand how the Fiat vehicle financing, you need to know that the conditions offered by it are the best on the market.
Banco Fiat is in fact able to provide one of the lowest interest rates on the financing installments. Also know that your plans end up contemplating Leasing and also CDC.
These credit modalities can be used both to purchase Fiat brand vehicles, as well as those of other brands.
Therefore, before requesting your financing, it is important to keep in mind the model and make of the vehicle you want so much, so that you can go to an authorized dealership of the Bank and start the process of Fiat vehicle financing.
CDC (Direct Consumer Credit)
Also know that vehicle financing when carried out by Banco Fiat and ends up working as follows: you can request it through CDC (Consumer Direct Credit) and you can still do it through Leasing.
Also know that through the Fiat bank you can have the CDC and with it you have plans of up to 60 months to be able to pay, and even within the financing there is the collection of the IOF.
Also understand that financing of this type is really capable of demanding that this vehicle is actually sold to the bank until you simply end up ending this contract and finally getting your debt discharge.
This is a normal procedure performed by financial institutions to carry out long-term financing.
leasing
Leasing is another financing option that will help you acquire the vehicle of your dreams once and for all. Unlike CDC, in Leasing the car is leased and under the legal ownership of Banco Fiat.
With this modality, you have the opportunity to take advantage of plans with extended payment terms between 24 and 72 months, without the IOF charge. As a consequence, the value of the installments is usually lower than that of the CDC.
Know then that for this reason, currently, Leasing really has an increasingly wide acceptance of use in Brazil. But also know that it is good that you can make it very clear that your vehicle is still owned by the bank until you can actually settle this financing.
What are the main advantages for financing your Fiat vehicle?
When opting for Fiat vehicle financing at the automaker's bench you will have access to some excellent advantages. This is because this financing has differentiated conditions and the best rates, negotiated in a personalized way for each condition.
In this way, you can have excellent savings when you choose Fiat financing plans, available at the dealership of this automaker.
Want to know more about the benefits of financing? Check out what they are below:
Combined Plan
The Combined Plan, for example, can always be a good option, especially if you want to opt for a smaller down payment and that the installments come with lower interest rates.
Understand that this is clearly a facility that only Banco Fiat is able to provide you and this all occurs through the factory promotional plans.
So what happens is that you can choose the best term, you can reduce the value of your entry, reduce the value of the installments and finally the value of the fees.
Convenience Kit
And one of the biggest advantages that makes your life even easier and more peaceful is that you can also request your Convenience Kit.
Know that this is an option of advantages where you simply choose how you can end up paying your carnê or in automatic debit account so that you have greater security and practicality.
Leave the car on time
when doing your Fiat vehicle financing you can leave the dealership with the car on time. That's right, this is one of the only automakers that offer this exclusive condition.
The best thing is that the established installments are customized according to your income and according to the budget you have. Thus, it is easier to have a car and pay an amount that really fits within your pocket.
Flexible payment terms
This can get even better when you offer a high starting down payment. Understand that if you make a good down payment for your car financing it can help you to reduce the interest rate and the installments are much smaller, thus fitting in your pocket.
Also know that in addition, you will simply be able to advance the payment of the installments more and more, and this is excellent because it can simply help you more and more after all you can finalize this financing more and more.
But in case you don't have this initial amount, there is still a chance that you can check the option to finance your car up to 100% of the total amount.
Now that you know what are the main conditions of Fiat vehicle financing, the ideal is to contact the dealership closest to you.
