O financial planning for self-employed it is not a subject that you usually find in many portals, however, knowing the importance of financial education, in this article you will know important points.
how to dress ffinancially being autonomous🇧🇷 Does financial planning really work, even for those people who don't have a fixed income? Why should I plan? What are the benefits?
When talking about planning we are also talking about organization and principles of ethics and control of life itself.
Check below for tips from personal finance experts on how to plan
Perhaps for some people, being autonomous is perhaps the will of many Brazilians. Who wouldn't want to set their own hours, have control over their activities and, moreover, be able to manage their business freely and independently?
However, it is known that the great truth is that it is far from being all that they think. Anyone who works as their own boss knows very well that financial organization is something that needs to be done carefully, because after all, unlike a salaried employee, you're not sure how much will come in the next month, isn't it?
This tip is essential for all self-employed: know what your fixed costs are.
Economists recommend spreadsheet spending for financial planning to work. Yes, this is an excellent way to have a bigger picture of cats and even visualize what is not so necessary and can be wisely avoided.
Experts also recommend paying special attention to periods such as the beginning of the year. Your personal accounts will increase, so be careful not to go completely into debt.
Choose tools that help you organize.
Something very powerful that will certainly help is the use of a financial manager, which can be an excellent option. In it, you will follow all expenses and gains, being able to have a safe and quick view of how your company's financial health is going, and also, personal.
Planning for Freelancers – use your credit card wisely
One of the most complicated things for those who do not know how to organize personal finances, it is necessary to have a financial planning even for the use of the credit card, because after all you can spend more without realizing it.
Understand that if your money has not been invested in something interesting, over time, you will end up spending it on frivolous things or spending without good application.
Anyway, when planning for self-employed is well applied, you invest your money and start working in your favor.
Try to look for an investment that has more your profile, evaluate the risks, durability and start small.
that you do a good financial planning!
