What is the ideal age to start investing? Answering this question is not so simple, but let's reflect on essential points.
We can say that investing is essential for anyone who wants to have a more comfortable future, but we know that there are different forms of investment.
Each investor has their own profile, the income will depend on the type of investment made, and the investment time to obtain a return may vary.
However, there are some general rules that apply to all types of investment. Therefore, if you want to plan your children's lives, understanding these rules can be very interesting.
What is the ideal age to start investing? Let’s now understand what’s best about the best age to start investing.
Start investing now
Firstly, regardless of the type of investment to be made, you should start investing as soon as possible. Starting early is a unanimous tip from experts.
Therefore, whether you are a more conservative or a bold investor, planning your children's investments is the best decision for their future.
You can invest even if you are not yet 18 years old, so, whether in Tesouro Direto or on the Stock Exchange, you can start investing for your children.
Of course, there are some investments that require a minimum of 18 years, mini contracts, swaps and futures markets are good examples. However, it is good to understand that the account will be linked to a person over 18 years of age.
So, start investing right now, for this, anyone under 18 needs to have a CPF. As well as choosing an investment permitted for children under 18 years of age.
What do you need to start investing under 18?
In principle, the first step is to obtain the consent of those responsible, as documentation from a responsible person will be required when opening the account.
Then, the person responsible must open an account for the minor under 18 with a brokerage. The required documentation is the ID or CPF of the guardians and the minor.
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Then it's very simple, just send the money from your bank to the broker, choose the investment and start investing.
There are no secrets or difficulties to start investing, even when under 18. So, the sooner you start, the better your results will be in the future.
Whether you are under 18, or the parent of a minor, starting your investments right now is the best choice. Don't waste any more time, plan your future accordingly.
Tips for starting to invest when you are under 18
Finally, study hard, having good knowledge about the products you are going to invest in is essential for better results.
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Teach your children about investments and the risks of each type of investment, as well as the importance of starting early to plan for the future.
Since investments earn compound interest, starting early is the key to great results. Diversify your assets, have more than one type of investment, don't bet everything in one place.
No matter how safe an investment it is, diversifying is the best way to guarantee your assets. What is the ideal age to start investing? The one you are at now, this is the best age.
