Using the cell phone to do some day-to-day activities has become a common solution for a large part of the Brazilian population.
However, the use of mobile internet goes far beyond accessing social networks, posting photos and exchanging messages with friends and family.
Benefits Technology
The facilitation of technology also allows users to open and access accounts bank and carry out financial transactions in a simple and fast way, without having to go to physical branches.
Fintechs (companies that provide financial services using technology as a medium) are gaining more and more space in this newly explored market.
The big question is that, as much as this facility exists, many people still do not use financial services solutions to take care of their money.
However, either because of the lack of information available on the market options, or because of the fear that it is not something safe and reliable.
Bureaucracy open bank account
A study by Instituto Locomotiva revealed that about 1 in 3 people over 16 still do not have a bank account.
Although this scenario, hitherto dominated by the traditional financial system, which requires detailed bureaucracy before opening an account – including a rigorous credit analysis – signals signs of change from the growing emergence of fintechs.
Concerned with further democratizing access to the digital financial market, these companies offer a series of online services for those who want to take care of their money more easily and with less paperwork.
Today, for example, it is now possible to open a bank account via Whatsapp, without the need for profile analysis or high fees. Best of all, this entire process takes just a few minutes.
More inclusion and less bureaucracy
In Brazil, the first digital 100% account via messaging apps was launched in October last year. The Zap Bank Account aims to offer, completely free of charge, financial transactions and microcredit through apps and social media messaging.
In short, reducing bureaucracy in these operations and promoting financial inclusion in the Brazilian territory solutions.
The whole process is quite simple: just send a message to the number 48 40529990 (from WhatsApp from the Zap Bank Account), enter your full name and CPF, and that's it.
The customer will now be able to carry out operations such as TED, DOC, pay or issue slips, recharge, all by text messages. In short, the time to open the account is no more than 2 minutes. It's very simple, fast and intuitive.
