Loan with FGTS, understand in this article how this new type of payroll loan works, and find out if you are entitled or not.
According to news published in Caixa's official website, the great expectation of the Secretary of Economic Policy of the Ministry of Economy, is that the new product causes “a jump” in payroll loans. The immediate potential is R$ 11 billion in loans, anticipates the secretary in an interview with Estadão/Broadcast.
Many do not know that the new modality for withdrawing resources from the Severance Indemnity Fund - the FGTS anniversary withdrawal was created in 2019 and allows the worker to annually withdraw a portion of his Guarantee Fund, according to the month in which that was born.
Loan with FGTS – find out more information
The government announced that the first redemptions will begin in April this year. However, only workers who adhere to this modality will be benefited, and they will only be able to give up after two years. Those who do nothing will remain with the withdrawal-termination, with the right to redeem the entire FGTS balance in case of dismissal without just cause.
For those who don't know yet, the FGTS payroll loan should work in a similar way to an anticipation of the Income Tax or the 13th salary. It is important to remember that these modalities are currently offered by banks.
We can say with certainty that the difference, according to Sachsida, is that workers will be able to anticipate the expected FGTS withdrawals for two years or even longer. However, we know that in this case, subject to a slightly higher interest rate.
But can you really be entitled to this type of loan with FGTS? For more information on this subject, visit the box's official website now.
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