How to introduce financial education at home, addressing consumption, work and discipline
4 books to help parents and children understand how to handle money. Well, maybe you've already noticed that one of the great lags in our educational system is precisely to introduce, from an early age, lessons on how to have a healthy relationship with money. Which later becomes one of the major concerns of parents. After all, learning will reflect on the financial organization of this child in the future.
According to two references on the subject, Cássia D'Aquino, author and specialist in financial education, and Carol Sandler, partner at Ella's investment advisory and founder of the site Finanças Femininas, one of the main pillars is to reformulate that knowledge in the language and reality of the child. And that, from the moment you ask for something, recognizing the need for it to be bought, that's where financial education comes in.
Another interesting observation is that of Mauro Calil, founder of Academia do Dinheiro.
“Parents' example is very important. It's no use having a severe and rigorous speech if he doesn't do it himself in his life. Words pull, but examples push”, says Mauro.
And these are the 4 recommended books:
“Keka's class – Let's prosper! Finance and entrepreneurship for parents and children” – Valores Editorial
Written by economist Marcos Silvestre in partnership with his daughter, Rachel Silvestre, the book is made in comic book format and unfolds seven stories that address concepts of finance and entrepreneurship. The work also has a bonus material of guidelines so that parents or educators can discover the stories together with the children.
“How to make your own money” – Synopsys Publisher
Written by financial planner Eliane Jaqueline Metzner and her son, Erico Debesaitis Metzner, the book illustrates the story of a 12-year-old boy who needs to organize himself with his allowance money. The plot is based on the life of Erico, who receives a “weekly allowance” from his parents since he was six years old and manages it alone. Now 15, the young man continues to write books on personal finance and manages his time between careers as an author, speaker, and high school student.
"Yea! Money is for children!” – Publisher Scrittore
A book written by Carlos Eduardo Costa directly for parents who want to have a cordial and didactic conversation with their children about money, but still don't know how. The idea of “Yea! Money is for children!” is that the book helps parents to naturally approach the subject with their children, with the maxim that children who learn the value of money become better prepared adults.
“Financial education in the family: how to talk about money with children” – Editora Roca
Written by psychologists Andreza Maria Neves Manfredini Tobias and Ceneide Maria de Oliveira. This one It is a book aimed at both parents and experts. By addressing how families deal with money and how to talk about it with children. The title shows how children can collaborate and understand the economy, consumption and other aspects related to the use of money for the formation of a good financial education.
