O Inter Bank will complete 26 years of history on September 16, 2020. financial Intermedium CFI was founded in 1994 by the Menin family, owner of the MRV Engenharia group. From its inception date until 2008, it was known as intermediate.
From 2008 to 2017, as Intermediate Bank. And just 3 years ago it acquired the name that still applies today. Headquartered in the city of Belo Horizonte (Av. Barbacena, 1219 – Santo Agostinho, Belo Horizonte – MG, 30190-924), it is duly recognized for being the 1st digital bank 100% in Brazil.
What is the Banco Inter code?
The Banco Inter number and code for banking operations is 077. This is important for those who are going to make transactions looking to avoid paying fees.
Timeline
- 2007 – marked the reopening of real estate credit operations, with real estate refinancing being the main product of this portfolio.
- 2008 – was marked by the receipt of a patent from the Central Bank authorizing it to operate as a multiple-service bank.
- 2014 – launched the digital account, one totally free checking account, which can be accessed by computers and cell phones and allows deposits, transfers, payment of bills, and even withdrawals at any Banco 24 Horas ATM, among other services.
- 2016 – as soon as resolution No. 4,480 of the Central Bank of Brazil became effective, the opening of new digital accounts was facilitated. In the same year, the bank recorded a net profit of R$ 25.5 million, with an expansion of 10.3% in the loan portfolio to R$ 2.3 billion reais, of which 52.5% correspond to real estate loans. Fundraising advanced by 32.5% and totaled R$ 2.7 billion in December 2016. Also this year, the Bank ranked 14th in the GPTW (Best Companies to Work For) ranking in the 250 to 999 employees category in Minas Gerais .
Now it's Banco Inter
- June 8, 2017 – the bank renewed its brand. From Intermedium, it was renamed Banco Inter. In the first half of 2017, Banco Inter had 184.7 thousand digital account holders, an increase of 804% compared to the 1st half of 2016, with the number of transactions carried out growing 29 times in the same period. Net income reached R$ 22.1 million in the period, up yoy by 83.6%.
- April 30, 2018 – Banco Inter announces the IPO on B3, with its shares priced at R$ 18.50, having achieved R$ 721 million. In the first five days of its IPO, it cost R$ 21.50, but stabilized at R$ 18.95. The bank went public at approximately R$ 1.9 billion. reaching R$ 8.5 billion in July 2019.
- July 2019 - In a secondary share offering, the bank raised 1.3 billion reais. Of these, 380 million reais went to preferred shareholders, and, of the remainder, 90% went to SoftBank, which now holds 10% of the bank's capital. In August of the same year, Banco Inter updated its smartphone application with a new tool that allows customers to have cashback when shopping at different stores. The financial institution also announced a partnership with insurance provider MetLife, which began offering dental plans in its application for Android and iOS. The solution is digital 100%.
Negative Landmarks in History
data leak
In May 2018, the bank suffered an invasion, which resulted in the leakage of account holders' data. There was, in addition, a leak and subsequent revocation of the encryption key used by the bank to protect the communication between the bank and account holders. On July 31, 2018, the Commission for the Protection of Personal Data of the Public Ministry of the DF and Territories initiated legal proceedings against Banco Inter for collective moral damages. According to the Ministry, investigations found that the data leak affected 19,961 bank users. In December, the bank reached an agreement with the Public Ministry, paying 1.5 million reais.
zero balance
On June 17, 2019, account holders at the bank had their balance zeroed in the morning. The bank said it was a visualization problem and, after temporarily blocking access to accounts, corrected the problem on the same day.
Main Products of Banco Inter
PHYSICAL PERSON
The Banco Inter Digital Account is the only digital, complete and free 100% current account in Brazil. With it you can make all your transactions through the App, you have a Mastercard card and you can withdraw from the entire Banco24Horas network. Open yours now!
LEGAL PERSON
In Conta Digital PRO, the Inter Bank account for Legal Entities, you do all the financial management of your company through Internet Banking and do not pay any fees. Ask for your invitation now!
MICRO ENTREPRENEUR (MEI)
The MEI Digital Account is the first bank account in Brazil for individual microentrepreneurs. Are you going to undertake? Choose a checking account with no fees, 100% digital and with all the services you need.
INTERPAG
Interpag is the most practical way to pay, receive and transfer directly from your Digital Account. And an exclusive service for Banco Inter account holders: PF digital account and PJ digital account.
CREDIT FOR YOU OR YOUR BUSINESS
- Loan with Property Guarantee – Home Equity
Banco Inter's Home Equity is a loan with a property guarantee. It works like this: you request a credit of up to 50% of the value of your property, which is guaranteed for payment without you having to sell or leave it, and make the monthly payments in installments that fit in your pocket.
- Public Payroll Loan
Banco Inter's Public Consignment is the best credit for civil servants and pensioners of state and federal bodies, for you to organize your finances, without falling into credit card and overdraft interest.
- Corporate Credit
With our lines of credit, your company can anticipate future receipts from your service or supply agreements with: partner companies and federal, state and municipal bodies, such as DNIT, DER, SUS, COPASA-MG, CEMIG.
When building, undertaking or renegotiating, choose between Stock Turnover, Home Equity or Entrepreneur Plan. know more.
prepayment of receivables
This corporate credit line, exclusive to suppliers of companies associated with Banco Inter, anticipates the payment of invoices and contracts.
REAL ESTATE CREDIT
Conquer your dream with Real Estate Financing. At Banco Inter you can get credit from 7.7% per year + TR or 5% per year + IPCA. know more.
INVESTMENTS
With PAI – Inter Platform you invest your way: without intermediaries and without interests that are not yours. In the app with one click, you access all investment products.
- Fixed income;
- investment funds;
- Variable income;
- private pension;
- Public offers.
INSURANCE
Banco Inter is multiple. Here, in addition to having the advantages of the free Digital Account, investments, loans and financing, you can also contract your insurance with our brokerage.
- Physical person: for you and your family;
- Legal person: for your business and for your team.
EXCHANGE
International shipments directly from your Digital Account.
- For you: send and receive international remittances, payments and transfers to different parts of the world.
- For your company: payments of imports and receipts referring to exports, receipts of capital contribution abroad and transfers, in addition to other transactions in several currencies.
AUTO AND MOTO CONSORTIUM
Is it worth investing in the consortium?
Low cost
You pay no interest and have no down payment.
Autonomy
With the letter of credit you choose any vehicle manufactured in the last 5 years
Organization
The best way to create your financial planning.
How it works?
- All participants (PF or PJ) have a quota and contribute monthly with interest-free installments.
- The recipient (defined by bid or lottery) can choose between withdrawing his letter of credit and buying his vehicle, or leaving the money invested in the administrator.
- Maximum duration: 100 months.
REAL ESTATE CONSORTIUM
Banco Inter's Real Estate Consortium is a new way for you to conquer your property.
- membership fee: exempt;
- administration fee: 22%;
- monthly installments from: R$ 643.68.
Benefits
- More chances of contemplation
Draw, Free Throw and Fixed Throw from 20%. - no surprises
Know how much you will pay until the end of the plan! - Use your FGTS
You can use FGTS to bid, amortize or settle installments - More time to pay
Plans of up to 230 months
4 Reasons to Hire
get out of rent
Invest in what's yours. Make your planning with affordable installments and get out of rent.- build or renovate
How about taking that reform you've always dreamed of off paper? Take advantage of exclusive conditions and installments that fit in your pocket. plan your retirement
Invest in your future with the purchase of a property. With the rent profitability, you cover the consortium installment and still earn an extra income.Conquer your first property
Plan the conquest of your first property, with plots that fit in your pocket and without surprises throughout the plan.
To remove a Second Copy of the Boleto
1 – Click on one of the buttons referring to the ticket you need;
2 – Enter your CPF/CNPJ;
3 – Enter the internet code, which appears on your slips.
Note: if you do not have a previous bank slip in hand, you can request the code online by email: [email protected] or by phone: 3003 4070 option 4.
STAY TUNED
To ensure your security and prevent third-party fraud when the bank slip is generated, please check that the first three numbers on the typeable line are 077. If these are not the numbers, discard the slip immediately and call Banco Inter's Billing sector – 3003 4070 option 4, which will send the correct file.
If you still have doubts, access.
To find out about job opportunities at Banco Inter, access.
Bank Inter contact
- Capitals and metropolitan regions 3003 4070
- Other locations 0800 940 0007
- SAC (24 hours) 0800 940 9999
- Speech and hearing impaired 0800 979 7099
- ombudsman 0800 940 7772
See too: Nubank: everything you need to know about the digital bank that captivated Brazil.
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