It is known that Banco do Brasil was founded on October 12, 1808, old isn't it? This was done through a charter from the Prince Regent D. João. By the way, it initially had a capital of one thousand and two hundred shares worth one conto de réis each and was opened to the public, with the aim of subscribing these shares to the wealthy at the time.
However, it was only on December 11, 1809, that the first branch of Banco do Brasil finally began operating, in Rio de Janeiro.
According to historians, D. João asked the governors of the captaincies to look for shareholders for the Bank, an effort that was totally in vain, because at the end of 1812 alone, only 126 shares had been subscribed. Finally, in 1817 the public offering was closed.
Without a doubt, we can say that few companies offer vehicle financing without a down payment, but Banco do Brasil vehicle financing has this opportunity.
In addition to not requesting entry into financing, BB offers one of the best rates on the market.
The company is in 3rd place in the ranking, according to data from the Central Bank.
If you have your eye on a vehicle and bank to finance it, BB is an option to consider.
You will have the opportunity to learn more about this opportunity in the course of our article, we have many good things to show you.
In addition, we will teach you how to finance with Banco do Brasil without down payment.
Bank of Brazil vehicle financing
Are you thinking of financing a new car, but don't know which bank to finance it with?
I can already say that Banco do Brasil vehicle financing will be a perfect option.
In fact, here you will get fair financing, without abusive fees or the need to pay a down payment.
That's right, BB does not request the need to enter vehicle financing, so you can save some money
Continue with our article to define whether BB will be a good institution to close deals with.
Getting to know Banco do Brasil
In addition to all its legacy of excellence, BB has always been making connections with the present world, this we can see with its practicality in the possibility of transactions with its totally practical application.
Check it out: with the Banco do Brasil app you can finance your new car via your cell phone, without having to go to a branch. You photograph the document of the vehicle you are purchasing and send it to BB through the device itself. It's easy, fast and secure.
And that could be on the weekend, at home or even inside the dealership. When buying your next car, grab your cell phone and count on Banco do Brasil to contract your digital financing.
See what the main advantages are:
Absence of tariffs on hiring;
Grace period of up to 180 days;
Possibility of choosing the best day of the installment.
Amazing, isn't it?
Interest rates on vehicle financing Banco do Brasil
Of course, the interest rate will be the value added to the vehicle, this value will be the amount received by the bank.
Usually people give up financing due to fees, but with Banco do Brasil this will not be an option.
Because the company managed to be in 3rd place in the ranking, presenting one of the most accessible rates to the public.
See below this information in numbers:
- Interest per month: 1.58%
- Interest per year: 20.69%
Comparing with other financial institutions, you can see that Banco do Brasil vehicle financing really stands out.
Do you already have in mind the vehicle you want to finance? If the answer is yes, you can do the calculation and find out the final amount to be paid.
That way you can make sure it's acceptable to your pocket.
Simulate vehicle financing
In fact, BB is digital and you will be able to do many simulations on it, so you don't have to rack your brains over the accounts to get an idea of the financing installments.
Through the BB application you will be able to do everything, including simulating your financing.
Download the application and try to simulate it, so you will have an idea of the installments and values that were added with it.
How does financing work and its input?
As we said in our article, Banco do Brasil vehicle financing does not require a down payment. This is indeed a relief for many.
But why doesn't it require entry? Because the company finances 100% of the vehicle with up to 60 months to pay.
Another great benefit is that you will pay the first installment after 180 days.
But how can I finance a car?
We'll walk you through it step-by-step:
1. Run a simulation using the Banco do Brasil App;
2. Choose the make, model and value of the car;
3. Send a photo of the document (Vehicle Invoice or Vehicle Registration Certificate) through the Banco do Brasil app;
4. Select the option that fits in your pocket and finalize the financing;
5. You can track the status of your proposal through the Banco do Brasil APP, in the option “Follow your Proposal
Other financing information.
First we need to understand what exactly financing is.
Banco do Brasil offers credit to finance your motorcycle, car, taxi or truck, new or used.
In simple terms: through the website official dao BB, you can simulate your financing to better understand how this whole process works. Through the Banco do Brasil APP, you can find out about the best options for buying or exchanging your vehicle.
To finance with BB you will have to use the application, many actions can be done with it, including financing your vehicle. Conquer this desire with Banco do Brasil and if you want to know more options, see our
Do you still have doubts? Then check below how to get in touch
Whatsapp
(61) 4004-0001
BB Relationship Center/Contact Us
4004-0001 – capitals and metropolitan regions
0800-729-0001 – other locations
Service: 24 hours a day,
Service: queries, information, card, debt renegotiation, transactional services and technical guidance for using self-service channels.
SAC
0800-729-0722
Service: 24 hours a day
Service: information, complaints and cancellation of products and services.
BB Ombudsman
0800-729-5678
Opening hours: weekdays, from 8am to 6pm
Service: unresolved complaints through the usual channels – agency, SAC and other service channels.
Hearing/Speech Impaired
0800-729-0088
Services: information, complaints, card cancellation, other products and services.
Overseas customers
+55 11 2845-7820 (accepts collect calls)
Service: 24 hours a day
Service: information, complaints and cancellations
Other services that the Bank also offers
In addition to everything mentioned above, the Bank's official website do Brasil offers you many options, the customer can consult several services, options and facilities.
And to be clear, we are talking about an online agency consultation, or rather the same service provided by an agency, however, online. Through the fully interactive digital platform (Click here), the interested person types the city or state and in a moment you will be able to speak with an online attendant.
