Personal credit for negative self-employed from Serasa is an excellent option for those who still have debt in their name and at the same time with negative debt, but know there are rules for this.
If you have a dirty name and are self-employed, that is, you don't work with a formal contract and you have a dirty name, Serasa eCred may be the solution. Unfortunately, negative self-employed people often have a hard time applying for loans, especially low-interest loans.
However, with Serasa it is possible to get a good loan with an affordable interest rate. Check out more details and see how to apply for a loan for a negative self-employed person from Serasa eCred in the following article!
Personal Credit for negatives - check out important details
Getting a loan for negative people can be tricky. And if you are self-employed with a dirty name, even worse, the situation can be even worse.
In addition, it is a little more complicated to prove your income to be trusted by the bank, creditor company or financial institution, as there is no payslip, payroll or employment relationship.
To apply for a loan for a negative self-employed person, you can use your bank statements of up to 90 days to prove your bank transactions. Therefore, you can show the market that you are ready to afford this type of personal loan.
About interest rates
Achieving low loan interest rates for negative self-employed is a little more complicated, but not impossible. You will be able to find companies that offer this type of credit, simulate an offer and compare rates. So, just choose the most affordable proposal for your pocket.
Documents needed to apply for the loan
Here are the main documents you need to have to submit a personal credit proposal:
First of all: CPF; clear.
Income: Payslip, Paycheck, Bank statement, Work card, Income tax declaration;
Residence: Water, electricity, telephone bills (mobile or landline), Rent agreement with notarized signature, Statements sent by the INSS, for example, credit card bill, FGTS statement sent by Caixa Econômica Federal, IPTU or IPVA, Bill of collection of health plan, condominium, real estate financing or school tuition
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