The dream of many Brazilians today is own your own house, the basic right to housing, is not always conquered by the Brazilian citizen, many end up renting, others end up not even having a place to live, besides, paying rent is money that will never come back to you.
Therefore, looking for a way to buy your own house, is the target of many Brazilians, often financing the property is an alternative, but the high down payment ends up becoming a hindrance.
In this sense, at the request of our readers, today we bring a valid option, and more possible for you to realize your dream, called Green and Yellow House.
Discovering Casa Verde e Amarela
O Green and Yellow House program, organizes the housing determinations constituted by the federal government, to increase the number of housing stock, thus meeting the needs and rights of housing of the population.
O Green and Yellow House program, in this sense, aims to promote the housing development, and also encourage the modernization of the engineering and construction sector.
The program aims to meet almost 2 million families, considered as low income, housing finance until 2024, will have the lowest interest rate using as a basis the Severance Indemnity Fund - FGTS.
Monthly Income of the Casa Verde e Amarela Program
O Green and Yellow House program, is divided into ranges, organizing applicants according to their gross monthly income, check out the tracks below:
- Families with gross income of up to R$ 2,000 reais: In this first track, it is allowed to purchase of a house or apartment by Caixa Federal Economy, with its maximum interest rates of 4,75% per year. In this range, there are even subsidies of up to R$ 47,500 thousand, depending on income and the region where the citizen lives. Also counting on a financing term of up to 30 years to finish paying off your house or apartment.
- Families with gross income of up to R$ 4,000 reais: In this second range, the subsidy of up to R$ 29 thousand, also based on your income and place of residence.
- Families with gross income of up to R$ 7,000 reais: In this third track, the program offers very attractive interest rates, with special conditions that must be consulted on a case-by-case basis, according to the citizen's profile.
After simulate the income range in which it fits, in addition to choosing whether or not to start the process alone, or with the help of some entity, you will be able to get a sense of what benefits will be gained.
Only then will it be possible to have the effective conditions to send the requested documentation to the banking institution (Caixa Econômica Federal).
Tips for Casa Verde e Amarela
Caixa provides a booklet for you to better understand how the real estate financing, access here.
services
became interested in Green and Yellow House program? Want more information? Got questions? Want to do a simulation? In all these cases, go to the Caixa Econômica Federal.
