The Federal Court of the Federal District made a decision that will benefit many retirees and pensioners, who took out loans in the form of payroll, the decision pleased many.
According to this week's G1 publication, the Justice, thinking about the welfare of retirees, determined this Monday (20) that banks suspend the collection of installments of loans granted to retirees.
The measure took many people by surprise, including many bank employees, however, it is worth mentioning that the decision is valid for four months and was taken due to the pandemic of the new coronavirus. By decision, institutions will also not be able to charge interest or fines.
We know that, in fact, the elderly are among the most vulnerable groups to the coronavirus and, in the understanding of Judge Renato Borelli, of the 9th Federal Civil Court, who decreed, the measure will mean that the elderly do not need to leave the house and, thus, do not expose themselves to risks, which is great!
In the clarification, the Judge informed that “It is a necessary measure to ensure that the elderly, affected in greater numbers by the fatal consequences of Covid-19, can afford the necessary medical treatment.
But what about those retirees who need to take out a loan?
About this, you will need to contact the banks or financial institutions that are releasing loans to better understand how the new loans will look.
According to the Court's decision, this reflects on the loans made, not on future loans.
Important points about the court decision
Some necessary points need to be clarified, according to G1, in his decision, the magistrate also prohibits financial institutions from distributing profits and dividends to their shareholders.
Therefore, directors or board members beyond the minimum amount provided for by law – and sets the initial term for February 20, not April 6 as initially set.
The court also conditioned the increase in banks' liquidity to the granting of extension of credit operations carried out by companies and individuals, without interest or fine, for a period of 60 days.
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Source: Portal G1 News
